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New to Adulting? Here’s a Gen Z’s Guide to Getting Insured and Protected

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Source: nearkrasaesom & PR Image Factory

Growing up, adulthood seemed so far away, now look at you, fast forward two decades later and suddenly you’re paying bills, filing taxes and being responsible for your life choices!

Taking a page from self-help books, one of the most important choices in life is you, investing in yourself, your health, safety and finances.

That’s where insurance comes in.

 

Wait! My job gives me insurance already, what are you talking about?

Well here’s the thing, while you are insured to a degree by your company, everyone is different.

It’s good to have company insurance but there are limitations to it. For example, in the case of emergencies, you may potentially use up your allotted insured amount.

Additionally, your company’s coverage might be limited, may not last if you switch jobs, and may not cover situations that are unique to you (like coverage for your vehicles or getting protection during that solo trip you’re planning).

 

So, how do you buy insurance?

WOB CC team Stock images etc

Back in the day, you needed to look out for insurance agents and reach out to them personally to browse through different varieties of insurance.

Today, just like everything else, you can browse and purchase insurance protection online and even on your phone.

Simply open up your ShopeePay or Shopee app and check out the variety of quick and easy application insurances for your day to day life, brought to you by only the best insurance industry providers.

Psst.. plus ShopeePay has exclusive deals that you can’t get anywhere else!

 

Protect yourself from injuries and unexpected harm with Personal Accident Protection – Because Accidents Don’t Text You First

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Life can throw you a curveball at any time. The last thing you’d want is to be caught off guard, and managing an injury or hospitalisation without any support.

With Personal Accident Insurance, you can keep yourself and your family members protected from bodily injury, disablement or accidental death. Helping you ensure you’ll have the right support whenever you need it.

Provided by Zurich General Insurance, the insurance also provides coverage of up to RM40,000 in the case of accidental deaths or permanent disablement, and provides hospital income coverage in the case of Vector-Borne diseases.

Exclusively via ShopeePay, you can get protected from the low cost of RM1.67 a day, way way cheaper than your daily coffee!

Plus you can enjoy an additional 25% off your premium(s) when you choose to upgrade your Basic plan to a Gold plan. Applicable to both individual premiums or family plans.

Live your life confidently and be assured you’ve got essential protections, check out Zurich’s Personal Accident Insurance here.

 

Renew your vehicle’s Insurance and Takaful before you hop on that road trip!

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In Malaysia, it is mandatory to have your vehicle protected before driving onto the streets, whether you prefer a conventional Insurance or opt for Shariah-compliant Takaful, this is something you need for your car or motorcycle.

Listen up if you want to get a massive up to 10% off your insurance premium or takaful contribution, PLUS a chance to get 1 year free road tax!

Even though you only need to renew once a year, it’s essential you make the right choice for your vehicle. On ShopeePay, you can quickly receive and compare quotes from the most reputable industry leaders, so you’re bound to find the right insurance or takaful coverage for your vehicle.

You can find multiple vehicle insurance or takaful options provided by:

  • Allianz General Insurance Company (Malaysia) Berhad (Allianz General)
  • Takaful Ikhlas General Berhad (Takaful IKHLAS)
  • Zurich General Takaful
  • Zurich General Insurance

Save your time, browse through additional coverages, and receive a full quotation for your vehicle in under 3 minutes.

Save even more when you renew via ShopeePay to receive 10% off your premiums/contributions OR a full free year of road tax for eligible vehicles below 1600CC starting from 17 May onwards.

Plus! If this is your first time renewing your car insurance/takaful using ShopeePay, make sure to check in here and receive an extra up to RM30 OFF your first renewal!

 

Lastly, you deserve a peaceful holiday, getaway with confidence with Travel Insurance

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Believe it or not, Travel Insurance is very often under-looked when travellers plan their big holidays. You’re already working hard day to day, the last thing you need is to worry about something ruining your long deserved vacation.

So pack your bags and plan your next trip with full confidence, Travel Insurance by Allianz General has you covered! Stay protected on your trip and be supported through the most minor or major inconveniences.

That’s right, for just RM3 a day for domestic travel, or RM10 for international travel, stay covered from the most common frustrations that could arise at the airport, from flight and luggage delays, missing items and even trip cancellations!

Trust me, you’ll be so much more at peace with Travel Insurance if your flight ever gets delayed.

Health wise, the insurance also covers hospitalisation and medical expenses that may arise during travel.

Now if those prices aren’t enough of a deal, enjoy up to 15% off your total premium when you purchase Travel Insurance all throughout May!

If you’re looking for something more Shariah-Compliant, keep an eye out as we might just be rolling out Travel Takaful very soon!

 

Split up your insurance/takaful payments

Given that insurance or takaful protections are not a frequent purchase, they can be quite a commitment to pay in lumpsum. When you purchase insurance or takaful through the ShopeePay or Shopee app, you can check out with SPayLater and split your payments up to 12 months instalments with 0% additional fee options.

Like we said earlier, not everyone has the same insurance needs, and this list is not exhaustive. We encourage you to head out, explore your needs and discover insurance or takaful policies that fit your lifestyle and safety needs.

Ready to up your personal finance game?

Click here and explore all insurance and takaful options available on ShopeePay and Shopee app to start living life confidently and securely!

Check out the all-new ShopeePay app via the App Store or Google Play.

 

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