“B40 breeds B40” – M’sian Urges Parents Not to Dump Their Debts Onto Their Children

Although we definitely owe our parents a lot for raising us up and supporting us through everything we’ve been through, it certainly doesn’t mean that parents should burden their children by dumping their responsibilities onto them.

Recently, Malaysian Twitter user Faiz Azmi took to the platform to share something he heard recently.

In his tweet, Faiz said, “During breakfast, I overheard a conversation between a mother and her child. Her child had just gotten a job and the mum said to her, ‘Mama has car loan debts and credit card bills, you can now take a personal loan to settle it for me.'”

“B40 breeds B40. Her child is only starting to live independently, but now she has to take on her mother’s financial mistakes.”

Faiz who is a content-creator focused on financial-education then went on to explain why this is bad and urge parents to not do this to their children.

“Those who think of the future will save money for their children’s education, business and to pay for the down payment of a house or a car. But instead, she is giving her debts to her child,” added Faiz.

He also criticised those who said that children are under a responsibility to help out their parents no matter what.

“They should help as long as they don’t end up suffering themselves. Cashflow is ruined, personal liability is affected, the future is uncertain. If the mother asks like that, the child would surely give even if they don’t like it.”

“Please break the poverty cycle. If you’re part of the B40, do you want your children to be the same as you? Don’t be like that, they should be more successful than their parents and you should help uplift the next generation,” he added.

Faiz said that if you are unable to give money or education to your kids, then the least you can do is not burden your kids who are just starting to live independently. “Give them a clean slate, don’t do unto your children what your parents did to you.”

“Break the poverty cycle, start now because you are aware.”

To those who criticised his viewpoint, Faiz said that to clarify, he has no issues with giving money to parents, but the issue is when you are forced to or expected to. 

“Charity starts at home after all, at least I believe so,” he explained.

Do you agree with his views?

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