If you’ve been on Threads lately, you might have noticed that under a certain genre of posts (read: people exposing their not-so-great spending habits), the TNG eWallet’s official Threads account has been going on a roll, roasting Malaysians left and right about their self-inflicted money-handling issues.
The posts weren’t just random roasts. Each post held up a clear mirror on how we manage our expenses. We can always find a reason to spend today, but when it comes to saving, investing, getting protected or simply sorting out our finances, the answer is often, “nanti lah.”
That’s what the brand is really calling out. Not the occasional coconut latte or dream iPhone, but the excuses that keep us from making our first money move. But before we get into the bigger message, let’s see what the actual roasts are, because Malaysians love when people wake up and choose violence online!
We picked our favourite roasts from the TNG eWallet account
1. Getting “Apple” products at a budget price 🍎
“When is the iPhone 18 going to be on sale in Malaysia?“, user @abewee1 said. “Wanna check the price of the 2TB model; seems worth it because I shoot a lot of videos in 4K.“
The brand responded: “Budgeting 101” with an attached picture of “Apple” products (a basket of literal 18 apples).
2. Princess gives in to FOMO 👸
Another user posted a meme with the caption, “Dear diary, Princess’ money is all gone, please give Princess’ money back.“
Then @touchngoewallet replied: “Dear Princess, try to remember who’s always spending money because of their FOMO.“
3. Coconut latte fund 🥥
This user posted about how he did 4 delivery rides and made RM12 from it, only to spend RM10.90 on a Coconut latte and left himself with only RM1.10.
Here’s what their admin commented: “You’re just doing that job to fund your Coconut latte, aren’t you?“
But it’s not all just for laughs
Funny? Yes. A little too relatable? Also yes.
Behind the roasts is an uncomfortable truth: Malaysians have a financial procrastination problem. We tell ourselves we’ll start saving up “when we earn more” or that we’ll invest “when we have extra money.” One “Nanti lah!” becomes another, and years pass by before we do anything meaningful for our finances.
TNG eWallet’s message is simple (with a sprinkle of humour to soften the blow): starting does not have to be as difficult, complicated or expensive as we imagine.
Looking for a way to get started? Try GOfinance!
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The first step is always the most important, and the best way to take it is with GOfinance! GOfinance is an all-in-one financial hub within your TNG eWallet app that can remove the barriers that keep people from kickstarting their financial management journey. No more excuses about not having enough money or not knowing where to begin!
Here’s how GOfinance simplifies your finances from A to Z:
1. Invest from just RM10 💵
Who says you need thousands to start investing? Invest at your own pace with as little as RM10 through unit trusts managed by partners like Principal Asset Management and ASNB. You can also choose from various money market funds, Amanah Saham, gold investment, and stock trading for your investment convenience, all within one app.
2. Protect yourself with affordable insurance 🏥
Insurance doesn’t have to be complicated or expensive. GOfinance offers essential protection plans starting from as low as RM1, accessible directly through the app.
3. Get business loans and personal financing through the app 📃
Obtain financing easily when you need funds for your business or personal use! Just apply through the app’s trusted loan partners and receive fast approval.
4. Transfer money overseas easily with TNG eWallet Remittance 💱
Carry out fast transfers to over 50 countries at the best exchange rates with multiple receiving platforms, making it easier to conduct international business or support loved ones who are overseas.
5. Check your credit score instantly 💳
Partnered with CTOS, you can also stay on top of your financial well-being by checking your credit score right inside the app by receiving regular credit reports.
The best part? You can start easily, all within one app!
No need to download separate apps to use all of these features; it’s built right into TNG eWallet, the app millions of Malaysians use every single day for payments, transfers, and all sorts of lifestyle services!
So if you’ve been waiting for the “right time” to start, this could be your sign. Start small, start simple, and take your first step with GOfinance in TNG eWallet. Just open the app and tap on GOfinance to explore!
For more information, visit TNG eWallet’s website and follow them on social media:
