Malaysian Policemen Revealed To Spend Money They Cannot Afford, Now In Heavy Debts

Without proper financial management, one can easily drown in his own debts. And this is exactly what’s happening to many policemen in Malaysia.

Recently, it was revealed that many police officers were bogged down by massive debts as they applied for loans to live beyond their means, NST reported.

According to Royal Malaysia Police (PDRM) Deputy Director of Management (Training) DCP Datuk T. Narenasagaran, some policemen had to deduct 40% of their salary just to repay their debt. With so little salary left, it’s difficult for them to make their ends meet especially with the exorbitant living cost. #20cents

At the end of a training parade for 199 police constables in Police Training Centre today, he said:

“We should not easily give in to demands by family members if we cannot afford it.”

These demands include extravagant holidays, shopping, dining and more. We all know there’s only one family in Malaysia who can afford these lavish spending.

According to the standard procedure, PDRM personnel who wish to apply for bank loans must first go through their superiors. And the loan repayment would be made through deduction of salary which will be stated in their pay slips.

However, problems arise when policemen decided to go ahead and take up the loans without getting approval from their superiors. With the loans piling up and their salary barely being able to cover it, these officers will be motivated to search for side income such as… you know I know lah.

So guys, don’t spend the money if you can’t afford it. It would be hard to get out of it once you plunge yourself into heavy debts.