Travelling is all fun and games until currency conversion comes to mind or worse yet, running out of cash! If you don’t want these struggles to ruin your trip, all you need is a handy travel wallet like EnrichMoney!
What is EnrichMoney?
In case you haven’t heard, EnrichMoney (powered by Merchantrade) is a digital money app launched by Enrich, the award-winning Travel & Lifestyle Loyalty Programme of Malaysia Airlines. This travel wallet comes with a Visa prepaid card, allowing users to go cashless on all essential journeys, be it locally or internationally.
Most importantly, it is the only multi-currency travel wallet that offers cashback!
Who doesn’t love a multi-rewards travel card?
Aside from a wide array of wallet management tools (e.g. expenses tracker and app or card locks), EnrichMoney also offers many other amazing features, from in-app shopping to healthcare services!
Keep on reading to find out how EnrichMoney is more than just another e-wallet!
1. Travel with 20 currencies at competitive rates!
Avid travellers, rejoice! With this multi-currency wallet, you can make foreign currency transactions in a breeze. Not only that, but EnrichMoney users can also buy, sell, hold, or switch between up to 20 world currencies at highly competitive rates without any service fees.
No more rushing to money changers to take advantage of good rates and holding all that cash—you can hold multiple currencies and lock in preferred exchange rates right from your phone! The currencies available are:
- Malaysian Ringgit (MYR)
- US Dollar (USD)
- Singapore Dollar (SGD)
- British Pound (GBP)
- Australian Dollar (AUD)
- Indonesian Rupiah (IDR)
- Euro (EUR)
- Thai Baht (THB)
- Japanese Yen (YEN)
- Saudi Riyal (SAR)
- Chinese Renminbi (CNY)
- New Taiwan Dollar (TWD)
- Hong Kong Dollar (HKD)
- South Korean Won (KRW)
- Indian Rupee (INR)
- Philippine Peso (PHP)
- Canadian Dollar (CAD)
- New Zealand Dollar (NZD)
- United Arab Emirates Dirham (AED)
- Swiss Franc (CHF)
- Vietnamese Dong (VND)
Need more cash? Whether you’re travelling abroad or locally, EnrichMoney also lets you withdraw cash easily from ATMs with the VISA or PLUS logo worldwide or Merchantrade branches and participating agents. Don’t worry, there are more than 13,000 Visa Plus ATMs in Malaysia and over one million more in 200 countries worldwide!
2. Earn cashback & rewards as you spend!
Not only that, every time you spend at any Visa merchant worldwide, you get to earn EnrichMoney Points! Fret not, there are over 430,000 Visa merchants in Malaysia and 80 million more locations worldwide.
The best part is that all the EnrichMoney Points you earn while spending on shopping, dining, and the like can be used to redeem cashback!
For example, say you bought Starbucks coffee or paid for Tokyo Disneyland tickets, you can actually opt to earn EnrichMoney Points from that transaction or use whatever points you’ve already accumulated to knock off the price of your current transaction in an instant. Yay, cashback!
Aside from shopping and dining, frequent travellers can also book flight tickets, hotel stays, activities, and excursions all in one app! Just login to the app and select “Travel Exclusives“, then you can plan your trips all at your fingertips!
On top of that, EnrichMoney Points can also be used to redeem cashback for your purchases post-transaction for items like:
- Air tickets
- Groceries
- Petrol
- Seat upgrades
- Hotel stays
- Dining
- Lifestyle and entertainment outlets
- Retail shopping, and more!
In addition, to boost the Points balance in their e-wallets, existing Enrich members can convert their Enrich Points to EnrichMoney Points too to redeem more cashback! How awesome is that?! No wonder savvy Malaysians love using this app!
3. Shop for daily essentials, all in one app!
Other than travel and banking essentials, Enrich has also got your daily expenses covered. Enjoy boundless convenience as you sort out your day-to-day necessities all at your fingertips, such as:
- Paying utility bills
- Reloading mobile credit and prepaid data plans (for Digi, Celcom, Hotlink, U Mobile & more!)
- Buying groceries
- Pumping petrol
Better yet, while settling these daily expenses, you get to earn EnrichMoney Points at the same time!
4. Transfer money with ease
Whether you want to make local or international transactions, this digital money app offers various transaction options to meet your needs:
- Make direct transactions online to 14 countries
- Transfer via a recognised cash pickup agent or to a bank branch
- Transfer from your EnrichWallet to another EnrichMoney user
Not only that, EnrichMoney is also a great solution for students who are studying abroad! Parents can easily transfer funds to their children’s e-wallets, so they can pay for their expenses abroad quickly and easily.
5. Get insured and travel with peace of mind
Be it a business trip or vacation, EnrichMoney offers Chubb Travel Insurance to protect you and your loved ones. Aside from getting insured during your travels, you can also earn points from your purchases to redeem cashback! Now that’s how you kill two birds with one stone!
6. Access healthcare services anytime, anywhere
ICYMI, EnrichMoney has also partnered with DoctorOnCall to provide in-app healthcare services. Other than professional consultations and prescriptions, you can also purchase a variety of medical packages, including:
- Basic health screening
- HPV vaccinations
- Physiotherapy
- COVID-19 PCR tests
- Mental health services, and more!
As you can see, EnrichMoney is a handy and rewarding travel wallet that eases not only your essential journeys but also your day-to-day transactions. It allows you to make the most of your travel and daily expenses by earning EnrichMoney points and redeeming exclusive rewards!
Haven’t signed up for EnrichMoney yet? Then we have more good news for you…
New EnrichMoney users are entitled to 1,000 EnrichMoney Points AND one Malaysia Airlines Golden Lounge Access e-voucher upon signing up!
What are you waiting for? Apply for EnrichMoney now! The EnrichMoney app can be downloaded from the App Store or Google Play.
For more information regarding EnrichMoney, visit their official website. Don’t forget to follow Enrich on Instagram for the latest updates!