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“Headache after headache” – S’porean Calls Out ‘Inefficiencies’ in M’sia When Trying to Open a Bank Account

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Feat Image Singaporean Woman
Source: 123RF & Emirates NBD

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A Threads post by a Singaporean woman caught the attention of netizens recently, after she vented her frustrations about the headaches she endured in setting up a bank account in Malaysia.

Calling out the “inefficiencies” of the whole process, the post has garnered many reactions from online users, mostly Malaysians, who share their two cents on the matter.

 

A Singaporean woman calls out “inefficiencies” in opening a bank account in Malaysia

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For illustration purposes

In the post, @bigprisc asserted that as a Singaporean, she is “not used to inefficiencies in other countries”.

She further revealed that she is trying to set up a bank account in Malaysia, and the whole ordeal is giving her “headache after headache”.

However, the whole process was made bearable thanks to the really nice people helping her, including those at the unspecified bank’s branch and call centre.

Image 28

For illustration purposes

@bigprisc asserted,

“If not for the really nice people helping me, whether at the branch or the call centre, I think I would have flipped the table.”

Screenshot 2025 04 24 At 9.25.42 Pm

 

Malaysians share their two cents about the post in the replies

In the replies, many Malaysians flooded with comments to share their thoughts on @bigprisc‘s frustrations.

One commenter turned the tables on @bigprisc, saying that he had the same experience when trying to open a bank account in Singapore.

Screenshot 2025 04 24 At 9.25.54 Pm

Meanwhile, another commenter criticised her for blaming the whole country for one problem at the bank, sarcastically labelling this as a “high level of critical thinking”.

Besides that, one Singaporean said that maybe her issue was due to the documents she used, as the commenter revealed that they easily opened a bank account in Malaysia in less than half an hour.

Screenshot 2025 04 24 At 9.26.15 Pm

Several other commenters asserted that setting up a bank account in Malaysia is actually easy compared to other countries such as Italy, France or Egypt.

 

The woman didn’t expect her rant to go viral and urged Malaysians to calm down

In a follow-up post, @bigprisc said that she didn’t expect a simple rant would blow up like it did and urged Malaysians to calm down.

She asserted,

“Relax, guys. I love Malaysia, and the people who helped me were awesome. Doesn’t make the system any less frustrating, though.”

Screenshot 2025 04 24 At 9.37.44 Pm

So, what do you guys think about the whole situation? Share your thoughts with us in the comments. 

 

Also read: S’porean Shocked He Can Withdraw Cash from Other Banks’ ATMs in M’sia, Something He Can’t Do in His Country

Feat Image Atm Malaysia

Source: 123RF
Source: Emirates NBD

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