Versa, Malaysia’s trusted digital wealth management platform, has launched the Fixed Rate Quests, an exclusive opportunity for Malaysians to enjoy up to 4.2%* p.a. consistent rates returns on their investments until 31 January 2026.
This campaign offers Malaysians the chance to secure attractive fixed returns by simply topping up fresh funds into Versa Cash or Versa Cash-i, both of which are powered by low-risk money market funds managed by AHAM Asset Management Berhad.
The Fixed Rate Quests allows participants to unlock:
- 4.2% p.a.* in Versa Cash (AHAM Enhanced Deposit Fund), or
- 3.9% p.a.* in Versa Cash-i (AHAM Aiiman Enhanced i-Profit Fund) (Shariah-compliant)
The fixed rates are applicable to fresh fund cash-ins of up to RM300,000, and are calculated on a daily prorated basis throughout the campaign period.
“With Fixed Rate Quests, we’re offering Malaysians a smart alternative to traditional Fixed Deposits,” said Teoh Wei-Xiang, CEO of Versa. “You’ll enjoy fixed returns but with the flexibility to access your funds when you need them. Even if you cash out early, your money still earns Versa’s usual competitive base nett returns.”
Unlike fixed deposits where early withdrawal forfeits interest, Fixed Rate Quests let users retain their base returns, and any fresh top-ups during the holding period which meet the required amount will reactivate the fixed rate on a prorated basis. In May 2025, Versa Cash recorded a base nett return of 3.89%** p.a., while Versa Cash-i offered 3.54%** p.a.
The Fixed Rate Quests run in two phases:
- Phase 1 (1 July 2025 – 31 July 2025): The Qualifying Period — users must cash in a minimum of RM2,000 fresh funds into Versa Cash or RM1,000 fresh funds into Versa Cash-i to unlock the fixed rate.
- Phase 2 (1 August 2025 – 31 January 2026): The Holding Period — users need to maintain their cumulative nett cash-in at or above the required amount to earn the fixed rate on a prorated basis.
Why Malaysians Should Join the Fixed Rate Quests:
- Fixed Returns, Regardless of Market Fluctuations
- Flexible Access to Funds When Required
- Low-Risk, High-Liquidity Money Market Funds
Campaign rewards will be credited by end February 2026 into the respective Versa Cash or Versa Cash-i accounts. For more information, visit Versa’s website.
*Terms and conditions apply.
**Versa encourages all investors to read and understand the relevant fund prospectuses. Past performance is not indicative of future returns.
Disclaimer: Versa sponsors the difference between the specified Fixed Rate and the monthly base nett returns.
Also read: Banks in Malaysia Set to Charge 8% Service Tax on Certain Financial Services Starting July 1
