M’sian Man Splits Monthly Mortgage With Wife & Mum, But Wife is Very Unhappy as Her Name Isn’t on House Loan

Having a house is every married couple’s dream. Being able to build a home together brings a unique sense of satisfaction. But would you experience the same fulfillment if your mother-in-law is contributing to the rent?

In a recent confession story shared by an anonymous woman, posted by @meinmokhtar, she expressed her disagreement regarding a situation she’s having over a house that she and her husband had just bought.

For illustration purposes only

The mother-in-law will pay half of the remaining balance of the rent

The woman revealed that she and her husband have been married for over a year, during which they’ve been renting a home where they both contribute equally to the payments.

Now, after a year of renting, they’ve decided it’s time to move to a new home, set to be ready on November 10th. However, she mentioned that the new home is bought under both her husband’s and mother-in-law’s names.

“My husband and I made an agreement that when we officially move into the new house, we will each contribute 1/4 of the monthly rent, while my mother-in-law will cover the remaining balance. Over time, we aim to gradually take over the full payment ourselves as we become financially stable.”

“It’s unfair that my husband and I are paying equally, yet my name is not included in the housing loan!”

The woman went on to express her realisation that she’s at a disadvantage because the house isn’t in her name.

“I’ll admit, I didn’t contribute to the housing deposit, and my name isn’t on the housing loan. But now I’m feeling overwhelmed. Even if I decide to bring it up with them, will there be a solution?”

She continued to express her concern that in the event of a divorce between her and her husband, she would be left without any assets or anything of her own to start her life from scratch.

The woman mentioned that she even sold her car. Now, she shares 1 car with her husband, and they both contribute equally to its payments. However, the car is also under her husband’s name.

The woman claims to have a good, well-paying job

Despite struggling to pay the rent in full on their own, the woman explained that she has a good, well-paying job. Therefore, if anything were to happen to her, her salary alone is enough for her to survive.

However, she mentioned that the challenge lies in starting her life over again from scratch since she doesn’t have any assets under her name.

Online netizens flooded the comment section to share their thoughts on the situation.

“You and your husband are supposed to split the payment equally. Your mother-in-law shouldn’t have to contribute anything. Only then can you discuss your rights to the house. You and your husband are only paying 1/4, so why are you making so much noise?”

“Well paid? You’re even sharing cars with your husband, and even your mother-in-law has to help contribute to the house payments. If you can’t afford to buy a house, then don’t. Just keep renting for now; you shouldn’t burden your mother-in-law like that.”

“When you’re married, the assets you both own are considered jointly acquired property. It doesn’t matter if they’re under his or your name. You could easily demand your share if you two aren’t meant to be together for long. If everyone adopts this mindset, then not many people would be willing to get married since they’d be busy worrying if they’ll have any assets left for themselves.”

“You’ve just gotten married, and you’re already worrying about assets and divorce. Best of luck to you, and I hope you have a wonderful and fulfilling life.”

You can read the full story down below:

Kerja apa yang pay wells sampai rumah pun kena MIL tolong bayaq separuh? pic.twitter.com/cpg6QFKjpa

— ?meingl?#nonutramadhan (@meinmokhtar) April 4, 2024

They say home is where the heart is, but in this case, perhaps that depends on who legally owns the property.

Also read: “I feel jealous” – M’sian Woman Confesses to Being in Love with Her Own Cousin Who’s Now Married