As much as we did not want to touch on such a subject, it’s only important for everyone to know their rights.
Unfortunate events may happen at any moment without notice – this includes someone passing. Surprisingly, did you know we are able to claim monetary aid in a few places in Malaysia. However, you will first need to be named as a beneficiary!
These things are inevitable, so make sure you or your next-of-kin get their relevant documents prepared upon application.
According to EPF, if a member is pronounced dead, their next-of-kin can collect the deceased’s EPF savings. On top of that, the beneficiary shall receive a one-time payment of RM2,500. There are certain criteria for you to claim the money.
- Deceased is Malaysian (including permanent resident) or non-Malaysian under the age of 60
- Application must be done within 6 months after the member’s death
2. Bantuan Sara Hidup Tuntutan Skim Khairat Kematian (SKK)
If a recipient of Bantuan Sara Hidup Rakyat (BSH) or Bantuan Rakyat 1Malaysia (BR1M) is announced dead within 1 January 2019 to 31 December 2019, their next-of-kin can claim RM1,000 under Skim Khairat Kematian from any Bank Simpanan Nasional (BSN) branch.
3. Skim Insurans Takaful Pelajar
This insurance is covered for 24 hours a day, lasting for one entire year starting the first day of school within and out of school ground. Different claims can be made based on the type of incident occurred.
- Death by accident – RM5,500
- Permanent paralysis of the entire body due to accident – RM22,000
- Loss of both hands/both feet/sights for both eyes due to accident – RM22,000 (RM10,000 for losing only one of the hands/feet/eyesight)
- Death by normal sickness – RM1,500
- Admitted to government hospital due to accident – RM25/day up to 60 days
- Wheelchair allowance – RM1,000
Take note that this scheme is for students from any government or government-aided schools!
4. PERKESO / SOCSO
All employees should be insured under the scheme of PERKESO. If an employee dies due to employment injury including commute to and from work, or while he/she is a recipient of Permanent Disablement Benefit, the person in charge of his funeral shall receive Funeral Benefit of the amount spent on the funeral up to RM2,000.
Besides that, dependents shall receive Survivors’ Pension even if the person dies whether or not it is job-related. The condition for dependents to receive Survivors’ Pension is the insured is dead before 60 years old or was a recipient of Invalidity Pension regardless of his age.
5. Penang State Government
In Penang, the family shall receive RM1,000 if the deceased is a senior citizen (age of 60 or above). Be sure the senior citizen is registered under the Penang State Government and the person shall receive RM100 upon registration.
If the deceased was a working or retired civil servant, the beneficiary shall receive RM3,000 under Bantuan Mengurus Jenazah. The donation shall be given only once according to priority:
- Family who in charged of his funeral (requires Certificate of Oath)
- Other party who in charged of his funeral (requires Certificate of Oath)
Death is inevitable and can happen to us at any time. To all Malaysians out there, always know your rights and be well-prepared for any event that might happen to you.
JUST IN: Swimming Pools Are Now Allowed To Be Open For Water Sports Training
Minister of Defence, Dato’ Sri Ismail Sabri bin Yaakob has just announced in a live broadcast that swimming pools will...
JUST IN: Resorts World Genting Confirms That They Will Be Reopening Starting 19th June!
Guys, this is not a drill. Genting Highlands will officially be reopening by this weekend to the public after an extended closure due...
JUST IN: Setapak Barber Confirmed Positive For Covid-19, 40 Close Contact Cases Identified
In an update from the case of a barber in Setapak allegedly testing positive for Covid-19, our Health Director-General Dr...
JUST IN: Barber in Setapak Suspected To Be Positive For Covid-19 Only After 2 Days of Opening Barbershop
UPDATE: Health Director-General Dr Noor Hisham Abdullah has come forward to mention that the barber’s diagnosis has not been officially...
BREAKING: SPM & STPM Students Will Return To School By 24th June
In his latest live telecast to the Malaysian public, Education Minister Dr. Mohd Radzi bin Md Jidin has announced that...
Tired Of Comparing Prices On Different Websites? This ONE App Helps You Do That, Gives You Cashback & MORE
Nowadays, more and more Malaysians would prefer to do their shopping online rather than in physical stores. This is because...
Stronger, Faster & Smarter: Here’s Why M’sians Can’t Wait to Get the HUAWEI P40 Pro+ Dropping This Friday!
In case you didn’t know, we’re just a couple of days away from the launch of the HUAWEI P40 Pro+...
The New Normal Reveals 6 Things M’sians Do That Unknowingly Help Spread Germs & Bacteria Faster
Life has been a lot more different since the Movement Control Order (MCO) was implemented on 18 March 2020, almost...
- Social Stories23 hours ago
Lee Chong Wei Writes Heartfelt Post After Lin Dan Announces Retirement
- Social Stories24 hours ago
Man Suffers Through 4 HOUR Erection Because Of Covid-19
- People21 hours ago
M’sian Teacher Offers FREE English Classes Online Conducted In BM So Everyone Can Learn Together
- Current Affairs4 hours ago
It’s Official, Kanye West Announces He Will Be Running For President of America