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M’sian Encourages Underprivileged To Borrow From PTPTN To Study & Not Pay It Back


My Post 2022 02 07T181104.068
Source: Kosmo & India Today

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Many of us have student debts to think of, long after we’ve graduated. And even then, we feel thankful for having the opportunity to study thanks to the loans given.

But some people don’t feel so thankful and have even gone so far as to encourage others to destroy such opportunities.

An anonymous posting was submitted to the UPM Confession 2.0 Facebook page. The author suggested that those who cannot afford to study should take on PTPTN loans and simply not pay them back later.

Ptptn 3

They wrote, “Everyone, if you come from a family that is too poor to send you to a university and you do not want to work, I suggest you borrow from PTPTN, because its interest is only 1%, which can reduce many of your burdens while studying at a university.”

“It’s better than you constantly saying you want to do part-time jobs and abandon your assignments.”

The author then went on to encourage potential borrowers not to return their loans accordingly.

Ptptn 2

“You need to know the truth, you don’t actually have to return the PTPTN money. 15 years after you graduate, even if you don’t return the money, the government can’t do anything about it.”

They explained that the most the government could do is prevent you from going overseas.

After 15 years, if you don’t pay back the money, at most you just won’t get to go abroad. I don’t plan to pay mine (PTPTN loan) off, considering I have no intentions to go overseas.”

They also insinuated that PTPTN is a charity

“When you borrow from loan sharks or the bank’s money, if you don’t pay them back they’ll chase after you,”

“With PTPTN money, if you don’t pay back, it’s no problem. Consider it the government’s donation to you finishing your studies.”


It’s truly saddening to know that there are those out there who are encouraging others to do such bad things. These sorts of actions can cause others to lose out on opportunities to obtain PTPTN loans to study.

Sigh, this is why we can’t have nice things.


Also read: Local Forex Trading ‘Guru’ Called Out For Allegedly Lying About Owning A Private Plane

My Post 2022 02 07T114251.534 1 1

Source: India Today
Source: Kosmo

Follow us on Facebook, Youtube, Twitter, and Instagram for the latest stories and updates daily.

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