With the value of our Ringgit Malaysia slowlyyyyy getting back on track (praying so hard), it’s a sign for us to start planning our next holiday. 😍 As it goes with all holidays, the one thing we can never escape from holiday planning is MONEY. 🥲 So to help you save more Ringgit for your next travel, here are five ways you can try to plan your money wisely and get the most out of your trip!
1. Learning to prioritise
What is the one thing you can’t compromise on during your vacays? Perhaps you’re a foodie who LOVES eating good food every meal, or someone who wants to travel comfortably in more atas hotels. Regardless, pick and choose your main priority for the holidays and see how you can save money on the rest!
2. Sharing is saving
Travelling in a group is obviously fun (*whispers* with the right people), but it happens to be budget-friendly too! Split costs on accommodation, transportation and meals among yourselves, and feel your wallet getting heavier, ripe for travelling. Plus, you can score group-only deals that are commonly available for attractions, tours, and experiences, letting you enjoy premium services at a group discount.
3. Be a hipster (we guess that isn’t a thing now?) for non-peak seasons
You may have to tweak your travel plans to fit the season, but travelling during non-peak season is a huge cost-saver. You can score lower rates for flights, hotels and tours too! Introverted Malaysians will also find peace with fewer crowds, so find out when is the down season of your destination and save more.
4. Free breakfast? Score!
If you’re okay missing out on exploring local food for breakfast (maybe sometimes only lah) or simply want an easy meal, you can seek out hotels, hostels, or Airbnb stays that offer complimentary breakfast. Not only will you save money, but you’ll also be able to recharge in the mornings when you’re a little more groggy.
5. Opt for a debit card with NO conversion fees!
Multi-currency debit cards have been on the rise recently and for good reasons. It lets you seamlessly spend, hold and exchange different currencies, and instantly load money in local currency beforehand to avoid the typically high exchange rates or fees. It’s an easy way to save money in the long run and manage your travel expenses efficiently.
Though some multi-currency debit cards have minimal conversion fees and a wallet/card limit, some actually offer no currency conversion fees that help you save even more. Not to mention they have no account limit and even earn returns on deposits when you’re not travelling – sounds useful kan? Well, here is one multi-currency debit card that fits the bill and beyond: the RHB Multi Currency Visa Debit Card/-i.
Save more on your travels with RHB Multi Currency Visa Debit Card/-i, the ideal travel debit card that allows you to convert your Ringgit to more than 30 foreign currencies instantaneously, with NO conversion fees, NO account limit and more!
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Whether you’re an avid traveller, a parent of children studying overseas, an international business person, or on your Umrah or Hajj pilgrimage, here’s why the RHB Multi Currency Visa Debit Card/-i is your perfect travel companion:
- A global debit card with more than 30 foreign currencies
RHB Multi Currency Visa Debit Card/-i is a debit card that’s not only widely accepted internationally, but also grants you instant conversion access to more than 30 foreign currencies at your fingertips, including the newly added Korean Won – that means headache-free overseas spending and currency conversions!
- Enjoy no conversion fees!
As one of the rarer multi-currency cards in Malaysia that charges you no currency conversion fees, RHB Multi Currency Visa Debit Card/-i lets you spend overseas and exchange your currency with no extra charges, as long as you have sufficient funds converted in your debit card! Plus, RHB helps you lock in attractive foreign exchange rates to protect you from currency fluctuation.
- Transact up to your available balance + safe & secure
With the ability to spend up to your account balance, you can deposit and convert as much money as you desire. Better yet, up to RM250,000 of your deposit is protected by PIDM (Perbadanan Insurans Deposit Malaysia), so you can sleep soundly with your travel expenses in safe hands.
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- Let your money make more of itself
Who says you can’t grow money with a multi-currency card? RHB Multi Currency Visa Debit Card/-i is one of few travel debit cards that lets you earn returns with short or long‑term deposits, not to mention you can enjoy attractive returns on selected foreign currencies.
- And it’s Shariah-compliant!
Embark on your Umrah or Hajj pilgrimage with peace of mind, with your Shariah-compliant RHB Multi Currency Visa Debit Card-i ready at hand for any overseas expenses.
If you want to enjoy even more convenience with RHB Multi Currency Visa Debit Card/-i, we recommend adding your card to your Apple Pay and/or Google Pay. This way, you can enjoy convenient payments anytime, anywhere worldwide.
That’s not all! If you open an RHB Multi Currency Account/‑i together with the RHB Multi Currency Visa Debit Card/-i, you’ll be in the running to win the latest Apple Watch (worth RM1,949*) every month. Simply make transactions/conversions with your shiny new RHB Multi Currency Visa Debit Card/‑i to earn entries for the contest – the more you transact, the more entries you earn, the higher your chances! Here’s how you can earn entries.
Contest ends 31 December 2024.
*As per the Recommended Retail Price (RRP) for the Apple Watch 2024 with a 46mm case size.
More exciting holidays await you with RHB Multi Currency Visa Debit Card/‑i! For more info on the RHB Multi Currency Visa Debit Card/‑i, head over to RHB’s official website and visit your nearest RHB branch to apply.
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Terms and conditions apply.
RHB Multi Currency Account/-i is protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 for each depositor. RHB Multi Currency Account Gold Investment and Multi Currency Account Silver Investment are not protected by PIDM. Member of PIDM.
